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Reply To: Rebalancing bands in a taxable account — what do you actually use?

#40

That sequencing is right. Worth checking whether you have tax-deferred space you can rebalance inside instead — for most households the IRA or 401(k) is large enough to absorb the whole adjustment without a single taxable trade. If you must sell in taxable, look for lots with the highest basis and pair the gain against any harvested losses you are carrying.